THE EUROPEAN NON-LIFE INSURANCE MARKET

MARKET ANALYSIS IN THE LIGHT

In addition to a comprehensive view of the sector's environment and demand (macroeconomic factors, changes brought about by digital transformation and ecological transition, etc.), the study provides our exclusive analysis of the past evolution of the european non-life insurance industry and its prospects.

COMPANIES' BUSINESS STRATEGIES

Using AI to increase efficiency, developing new offerings to meet customer expectations, seeking growth drivers in dynamic markets, etc. : the report details the growth levers prioritised by the world leaders in the european non-life insurance industry, after analysing their main strengths and weaknesses.

EXPLANATION OF THE CHANGES IN THE COMPETITIVE LANDSCAPE

This report also provides an individualised and aggregated financial analysis of the operators' financial performance. In particular, it deciphers the evolution of sales and operating profit rate for the analysed companies.

1. EXECUTIVE SUMMARY

SUMMARY AND KEY PAGES OF THE REPORT

The summary provides all the elements needed to understand the major trends in the sector and foreseeable developments, drawing on analyses of the market outlook and the strategies of the companies..

2. MARKET FUNDAMENTALS

SCOPE OF THE REPORT

OVERVIEW

BUSINESS FUNDAMENTALS

3. THE MARKET AND LEADERS' ACTIVITY

THE SECTOR ENVIRONMENT

• Overview

• Technology

• Legslation

THE EUROPEAN NON-LIFE INSURANCE MARKET

• The macroeconomic environment

• Demand

• The non-life insurance market

• Claims in property and casualty insurance

ACTIVITY AND PERFORMANCE OF THE LEADING COMPANIES

• Revenue

• Operating profit margin

• Individual activity and performance

4. COMPETITION AND LEADERS' STRATEGIES

COMPETITIVE ENVIRONMENT

• Porter's 5 forces (Overview)

• Competitive intensity

• New entrants

• Government

• Bargaining power of customers

LEADERS' STRATEGIES

• Overview

• Insurers' deployment on the AI front

• Optimising claims management

• Insurance companies' penetration of the tech ecosystem

• The redeployment of insurers to 100% online underwriting

• The pursuit of partnership-based distribution strategies

• Enrichment of the offering

• International expansion strategies

5. SOURCES

6. ANNEXES

7. FORCES AT WORK

• Ranking of the 10 world leaders in the european non-life insurance industry

• Key performance indicators of the 10 leaders (revenue growth and EBIT rate)

• SWOT analysis of the 10 leaders

8. LEADERS' PROFILES

• Achmea

• Allianz

• Aviva

• Axa

• Generali

• Groupama

• Mapfre

• Lloyd's

• Talanx

• Zurich

Achmea

Allianz

Aviva

Axa

Generali

Groupama

Mapfre

Lloyd's

Talanx

Zurich