THE EUROPEAN RETAIL BANKING MARKET

MARKET ANALYSIS IN THE LIGHT

In addition to a comprehensive view of the sector's environment and demand (macroeconomic factors, changes brought about by digital transformation and ecological transition, etc.), the study provides our exclusive analysis of the past evolution of the european retail banking market and its prospects.

COMPANIES' BUSINESS STRATEGIES

Reorganization and restructuring, digital transformation, and development in sustainable finance : the report details the growth levers prioritised by the world leaders in the retail banking market , after analysing their main strengths and weaknesses.

EXPLANATION OF THE CHANGES IN THE COMPETITIVE LANDSCAPE

This report also provides an individualised and aggregated financial analysis of the operators' financial performance. In particular, it deciphers the evolution of sales and operating profit rate for the analysed companies.

1. EXECUTIVE SUMMARY

SUMMARY AND KEY PAGES OF THE REPORT

The summary provides all the elements needed to understand the major trends in the sector and foreseeable developments, drawing on analyses of the market outlook and the strategies of the companies..

2. MARKET FUNDAMENTALS

SCOPE OF THE REPORT

OVERVIEW

BUSINESS FUNDAMENTALS

3. THE MARKET AND LEADERS' ACTIVITY

SECTORAL ENVIRONMENT

• Overview

• Macroeconomic fundamentals

• Economic agents

• Technology

• Regulation

THE EUROPEAN RETAIL BANKING MARKET

• The financial environment

• Supply

• Demand

LEADER'S ACTIVITY AND PERFORMANCES

• Revenues

• Performance indicators

• Balance sheet indicators

4. COMPETITION AND LEADERS' STRATEGIES

COMPETITIVE ENVIRONMENT

• Overview

• Competitive intensity

• Leader's positioning

• New entrants

• Fintech

• Public authorities

• Customers

LEADERS' STRATEGIES

• Overview

• Reorganisation and restructuring

• Digital transformation

• Developement in sustainable finance

5. SOURCES

6. ANNEXES

7. FORCES AT WORK

• Ranking of the 10 world leaders in european retail banking market

• Key performance indicators of the 10 leaders (revenue growth and EBIT rate)

• SWOT analysis of the 10 leaders

8. LEADERS' PROFILES

• Santander

• Crédit Agricole

• BNP Paribas

• ING

• Crédit mutuel

• Intesa Sanpaolo

• Lloyd's banking group

• BPCE

• Société générale

• Barclays

Santander

Crédit Agricole

BNP Paribas

ING

Crédit mutuel

Intesa Sanpaolo

Lloyd's banking group

BPCE

Société générale

Barclays